1 00:00:00,00 --> 00:00:03,500 Even as ominous storm clouds began to form 2 00:00:03,510 --> 00:00:09,600 the financial services industry, big business and Government all had thier heads in the sand. 3 00:00:09,610 --> 00:00:13,100 How could such great times come to an end? 4 00:00:13,110 --> 00:00:15,200 The banks didn't think so, 5 00:00:15,210 --> 00:00:18,000 the life insurance and investment industry sure didn't think so, 6 00:00:18,100 --> 00:00:20,200 Big Corporations sure didn't think so, 7 00:00:20,210 --> 00:00:23,300 Big Government, absolutely didn't think so, 8 00:00:23,310 --> 00:00:25,400 So, What Happened? 9 00:00:25,410 --> 00:00:26,800 Greed. 10 00:00:26,810 --> 00:00:30,100 Total Abandonment of sound financial principals! 11 00:00:30,110 --> 00:00:31,800 Greed, plain and simple! 12 00:00:31,810 --> 00:00:37,100 Doing the right thing sure isn't sexy. It sure wont let you get rich over night. 13 00:00:37,110 --> 00:00:43,100 Sound financial principles are the only way to achieve real long term success. 14 00:00:43,110 --> 00:00:50,300 Common sense financial principles have been the cornerstone of our company since it was founded 35 years ago. 15 00:00:50,310 --> 00:00:53,500 And we have never waivered from our core values. 16 00:00:53,600 --> 00:01:02,600 The same can not be said for the sacred institutions that got us into this mess in the first place. 17 00:01:02,610 --> 00:01:06,200 People have been victimized by these big banks. 18 00:01:06,210 --> 00:01:14,300 All they really want to do is sell you another credit card you really don't want so you can buy something you really don't need. 19 00:01:14,310 --> 00:01:19,010 They really don't care weather your drowning in debt or not. 20 00:01:19,010 --> 00:01:25,000 What a coincidence! That's exactly the position they were in when they took all the bail out money! 21 00:01:25,010 --> 00:01:32,900 So for generations, the life insurance industry padded it's profit margins by selling cash value policies to anybody .. 22 00:01:32,910 --> 00:01:33,900 With a Pulse! 23 00:01:33,910 --> 00:01:37,300 They even sold life insurance policies to new born babys! 24 00:01:37,310 --> 00:01:43,100 Today, the traditional life insurance industry STILL SELLS THE WRONG PRODUCTS! 25 00:01:43,110 --> 00:01:46,800 And they decided to focus on the wealthiest clients... 26 00:01:49,900 --> 00:01:54,500 That leaves mainstreet dangerously underinsured or even worse, with NO life insurance at all. 27 00:01:54,510 --> 00:01:57,500 The population of North America is aging. 28 00:01:57,510 --> 00:02:03,900 And it's creating a crisis because most people don't have any real money saved for retirement 29 00:02:03,910 --> 00:02:08,900 Whatever money they had, they probly lost alot of it in the great recession. 30 00:02:08,910 --> 00:02:16,020 People even used the recession to cover the fact that they probly never saved that much money to begin with. 31 00:02:16,020 --> 00:02:21,900 Who else but corporate america gets to stick out thier right hand for a loan from the federal government, 32 00:02:21,910 --> 00:02:27,900 while at the same time thier left hand gets to hand out pink slips to thier employees! 33 00:02:27,910 --> 00:02:34,600 Primerica never asked the government for one dime during the entire economic melt down. 34 00:02:34,610 --> 00:02:35,020 Why? Because we didn't need to! 35 00:02:35,020 --> 00:02:39,980 Why? because we didn't do anything dumb! 36 00:02:39,980 --> 00:02:45,800 You know, there was a time that your parents depended on the government to fund thier retirement. 37 00:02:45,810 --> 00:02:48,800 That safety net might not exist when your family needs it. 38 00:02:48,810 --> 00:02:54,900 You know the funny thing is, Occupy Wallstreet and the Tea Party.. 39 00:02:54,910 --> 00:02:55,800 When you get right down to it, they both have very similar concerns. 40 00:02:55,810 --> 00:03:01,000 Okay, you've taken a beating, we all have taken a beating in the last few years. 41 00:03:01,010 --> 00:03:02,800 You know the definintion of "Insanity" right? 42 00:03:02,810 --> 00:03:07,100 Doing the same thing over and over again, expecting a different result. 43 00:03:07,110 --> 00:03:11,500 The real crime would be to allow the same mistakes to happen to you again. 44 00:03:11,510 --> 00:03:16,700 We've just seen a chilling replay of how we all got into the mess were in. 45 00:03:16,710 --> 00:03:22,600 We certainly don't need to remind you of the price you and your family have paid personally. 46 00:03:22,610 --> 00:03:30,800 Bankers, Corporate Suites, and big Government are likely to continue doing the same thing, that's beyond our control. 47 00:03:30,810 --> 00:03:36,700 But the key is for you to change the course of your financial future. 48 00:03:36,710 --> 00:03:43,300 Listen, it's time to right a wrong.. and it's time to start doing things right. 49 00:03:43,310 --> 00:03:46,100 We change People's lives! 50 00:03:46,110 --> 00:03:49,500 That's not just a slogan, that's what we do at Primerica. 51 00:03:49,510 --> 00:03:55,200 Primerica is a main street company for main street North America. 52 00:03:55,210 --> 00:04:02,300 The vastley under served middle market has been ignored by the same culprits we just identified. 53 00:04:02,310 --> 00:04:06,300 That's were Primerica is different. 54 00:04:06,310 --> 00:04:09,400 Our Mission is to help families become properly protected, 55 00:04:09,410 --> 00:04:12,400 Debt-Free and Financially Independent. 56 00:04:12,410 --> 00:04:17,960 We are relentless in our commitment to deliver for the families who need us the most. 57 00:04:17,960 --> 00:04:25,300 In the process, we offer people from all walks of life the opportunity to go into business for themselves. 58 00:04:25,310 --> 00:04:29,960 Take control and live thier dreams. 59 00:04:29,960 --> 00:04:32,200 Primerica, We do what's right. 60 00:04:32,210 --> 00:04:34,300 For main street North America 61 00:04:34,310 --> 00:05:35,000 We always have and always will.